Franklin Johnstown Federal Credit Union

Member Helping Member

310 Bloomfield St 544 Vine Street

Johnstown, PA 15904 Johnstown, PA 15901

814-262-9117 814-539-5697

Fee Schedule

Federally insured by the NCUA

Share Account Fees

 

 

 

Christmas Club early withdrawal

 

 

$5.00 & close

Vacation Club penalty after two withdrawals per year

 

 

$5.00

IRA early withdrawal fee

 

 

Last quarter dividend whether earned or not

Share Certificate early withdrawal fee

 

 

90 days dividends, whether earned or not

 

 

 

 

Share Draft (Checking) Accounts

 

 

 

Returned item fee

 

 

$25.00 per item

Courtesy Pay fee

 

 

$25.00 per item

Stop payment fee

 

 

$10.00 per request

Share draft printing fee

 

 

Varies upon style ordered

Photocopy of check

 

 

$3.00 per copy

Share draft history fee

 

 

$1.00 per month

Returned cancelled checks

 

 

$2.50 minimum charge for up to 32 drafts

 

 

 

$.08 per draft over 32 items

Loan Fees

 

 

 

Loan application fee

 

 

$5.00 per application

Mortgage loan application fee

 

 

$100.00 per application

Loan cancellation fee

 

 

$30.00

Loan extension fee

 

 

$30.00 (Limit of two (2) per term of the loan)

Home Equity fees

 

 

Appraisal-$275, Payoff processing fee-other institution-$30, Loan cancellation fee-$30,Title Exanimation fee-$58.00, Recording Fees-$91.00

 

 

 

 

Other Service Fees

 

 

 

Deposited item return fee

 

 

$35.00 per item

Wire transfer fee

 

 

$15.00 domestic $35.00 international

Money Order/Corp/Cashier Check fee

 

 

$ 1.00 per item

Dormant account fee (no activity for 12 months)

 

 

$3.00 per month on accounts less than $100

Share account closing

 

 

$25.00 if open less than 3 months

Certified Check fee

 

 

$3.00 per check

Account research fee

 

 

$10.00 per hour (1 hour minimum)

Fax fee

 

 

$1.00 per page

Corporate Check stop payment fee

 

 

$10.00 per check

Money Order stop payment fee

 

 

$2.00 per check

Replace lost Visa debit/credit card

 

 

$5.00 per occurrence

VISA debit card - PIN request

 

 

$2.00 per occurrence

Returned statement fee

 

 

$5.00 per occurrence

VISA Gift Card Fee

 

 

$3.00 per card