Franklin Johnstown Federal Credit Union |
Member Helping Member |
310 Bloomfield St 544 Vine Street Johnstown, PA 15904 Johnstown, PA 15901 814-262-9117 814-539-5697 |
Fee Schedule |
Federally insured by the NCUA |
Share Account Fees |
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Christmas Club early withdrawal |
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$5.00 & close |
Vacation Club penalty after two withdrawals per year |
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$5.00 |
IRA early withdrawal fee |
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Last quarter dividend whether earned or not |
Share Certificate early withdrawal fee |
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90 days dividends, whether earned or not |
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Share Draft (Checking) Accounts |
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Returned item fee |
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$25.00 per item |
Courtesy Pay fee |
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$25.00 per item |
Stop payment fee |
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$10.00 per request |
Share draft printing fee |
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Varies upon style ordered |
Photocopy of check |
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$3.00 per copy |
Share draft history fee |
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$1.00 per month |
Returned cancelled checks |
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$2.50 minimum charge for up to 32 drafts |
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$.08 per draft over 32 items |
Loan Fees |
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Loan application fee |
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$5.00 per application |
Mortgage loan application fee |
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$100.00 per application |
Loan cancellation fee |
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$30.00 |
Loan extension fee |
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$30.00 (Limit of two (2) per term of the loan) |
Home Equity fees |
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Appraisal-$275, Payoff processing fee-other institution-$30, Loan cancellation fee-$30,Title Exanimation fee-$58.00, Recording Fees-$91.00 |
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Other Service Fees |
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Deposited item return fee |
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$35.00 per item |
Wire transfer fee |
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$15.00 domestic $35.00 international |
Money Order/Corp/Cashier Check fee |
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$ 1.00 per item |
Dormant account fee (no activity for 12 months) |
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$3.00 per month on accounts less than $100 |
Share account closing |
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$25.00 if open less than 3 months |
Certified Check fee |
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$3.00 per check |
Account research fee |
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$10.00 per hour (1 hour minimum) |
Fax fee |
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$1.00 per page |
Corporate Check stop payment fee |
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$10.00 per check |
Money Order stop payment fee |
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$2.00 per check |
Replace lost Visa debit/credit card |
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$5.00 per occurrence |
VISA debit card - PIN request |
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$2.00 per occurrence |
Returned statement fee |
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$5.00 per occurrence |
VISA Gift Card Fee |
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$3.00 per card |
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